Collared shirts present a necklace conundrum. Yes, the status quo of a dainty gold necklace or strand of pears will always work, but once we wander into the territory of bib necklaces, statement necklaces and their ilk, it becomes murky territory indeed. I often find that necklaces that work with collared shirts need to be short and close against the neck (14 inches roughly), any longer and it clutters the neckline (see photo 1).
What to do then if you have a longer necklace that you absolutely adore and want to pair with a collared shirt? Wear it under the collar rather than against your skin (see photo 2) to achieve desired embellishment without sacrificing clean lines.